Legal

Payment Processing (Stripe)

Last updated September 2026

In plain language

All payments on ListVault are processed by Stripe. We never see or store your full card number.

Stripe's handling of payments is governed by the Stripe Services Agreement. Below is a plain-English summary of the main points.

This summary is for convenience only. The official Stripe Services Agreement always controls.

1.Who Processes Your Payment

Stripe, Inc. and its affiliates provide the payment processing for every ListVault order. When you check out, you are taken to a secure Stripe-hosted page, and your payment details go straight to Stripe.

2.Stripe Is Not the Seller

ListVault is the seller of every data file. Stripe processes the payment but is not a party to your purchase. Questions about your order, file, accuracy claims or refunds come to us, as described in our Refund & Delivery Policy.

3.Card Security

Stripe is certified to the Payment Card Industry Data Security Standard (PCI DSS). Card numbers are collected and stored by Stripe, not by ListVault. We only receive confirmation of payment and basic details such as the amount, your email and the last four digits of your card.

4.Your Data and Stripe

Stripe collects and uses payment information to process transactions, prevent fraud and meet legal requirements. That use is covered by Stripe's Privacy Policy. How ListVault uses your information is covered by our Privacy Policy.

5.Fraud Screening and Declines

Stripe screens transactions for fraud and may decline, delay or reverse a payment it considers risky or unlawful. If a payment is declined, no order is placed and no file is delivered.

6.Refunds and Disputes

Approved refunds are returned through Stripe to your original payment method. Disputes and chargebacks follow card network rules through Stripe. Please contact us before filing a dispute, since most issues can be fixed quickly.

7.Prohibited Uses

Stripe's terms prohibit using its services for illegal activity or restricted business types. Payments linked to fraud or prohibited activity may be refused or reversed.

8.Official Terms

Stripe may update its terms at any time. For the complete, current agreement, see the Stripe Services Agreement.

This document is provided for information and does not constitute legal advice. List Vault Data recommends buyers review these terms with their own counsel before relying on them.